Toto Ngadiman, Dicky Wiwittan, Jabatan Perdagangan, Politeknik Kota Kinabalu, Malaysia, Malaysia

• Vol 14, No 4 (2018): November 2018 - Articles
  Hubungan antara harga diri, niat menambah hutang dan gelagat perbelanjaan hutang dalam kalangan individu berpendapatan rendah (The relationship between self-esteem, intention to increase debt and debt spending behaviour of low-income people)
  Abstract  PDF