Ethical Values in Islamic Financial Planning

Amalina Abdullah, Junaina Muhammad

Abstract


ABSTRACT

Muslims are encouraged to plan their lives economically and financially in order to achieve the objectives of Shariah (i.e. Maqasid As-Shariah). The intention to conduct Islamic financial planning must be aligned with the application of Maqasid As-Shariah, which emphasizes on the protection of essential needs of Muslims that include preservation of wealth. Financial planning provides direction and meaning for every financial decision. This study examines the basic theories, concepts and practices of Islamic financial planning and the emphasis of ethical conduct in financial planning. The practice of Islamic financial planning must be based on ethical values from Islamic theoretical framework.

Keywords: Financial Planning; Ethical Values; Shariah; Maqasid As-Shariah.

ABSTRAK

Umat Islam digalakkan untuk merancang kehidupan mereka dari sudut ekonomi dan kewangan untuk mencapai objektif shariah (i.e., Maqasid Shariah). Niat untuk melaksanakan perancangan kewangan mestilah selari dengan aplikasi Maqasid Shariah, yang menekankan tentang perlindungan ke atas keperluan utama seseorang Islam termasuk pengurusan kekayaan. Perancangan kewangan memberikan panduan dan maksud untuk setiap keputusan yang dibuat. Kajian ini mengkaji teori-teori asas, konsep dan amalan perancangan kewangan Islam dan penekanan ke atas tatacara etika dalam merancang kewangan. Pelaksananan perancangan kewangan Islam mesti diasaskan kepada nilai-nilai etika yang bersumberkan kerangka teori Islam.

Keywords: Rancangan Kewangan; Nilai- Nilai Etika; Shariah; Objectif Shariah.


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