Abstrak: Pengurusan kewangan penting kepada setiap individu, termasuk generasi milenial. Memiliki pengetahuan dan mengamalkan pengurusan kewangan yang baik akan membantu generasi milenial mengurus kewangan peribadi mereka. Oleh itu, objektif kajian ini adalah untuk mengenalpasti tahap pengurusan kewangan generasi milenial dan membuat perbandingan gender antara pengurusan kewangan generasi milenial lelaki dan wanita. Reka bentuk kajian adalah kuantitatif dan soal selidik digunakan sebagai instrumen kajian. Teknik persampelan bertujuan diaplikasikan dalam pengutipan data. Sampel kajian adalah generasi milenial di Kampung Baru, Kuala Lumpur. Seramai 316 orang generasi milenial menjadi responden kajian. Analisis deskriptif dan ujian-t digunakan bagi menjawab objektif kajian. Secara keseluruhan, tahap pengurusan kewangan generasi milenial berada di tahap yang tinggi. Namun jika ianya diperhalusi mengikut pecahan elemen, hanya elemen pengurusan tunai sahaja mencatatkan tahap yang tinggi. Sebaliknya elemen pengurusan simpanan, kredit, insurans, pelaburan dan harta berada pada tahap sederhana. Hasil ujian-t menunjukkan tidak terdapat perbezaan yang signifikan antara gender dalam keenam-enam aspek pengurusan kewangan generasi milenial. Penemuan ini perlukan perhatian dan tindakan daripada pihak yang berautoriti, termasuk generasi milenial itu sendiri. Semua ini penting untuk meningkatkan tahap kemahiran mengurus kewangan dalam kalangan generasi milenial demi memastikan mereka mencapai kesejahteraan kewangan dalam kehidupan.

Abstract: Financial management is important to every individual, including the millennial generation. Understanding and practicing effective financial management will help the millennial generation manage their personal finances. Therefore, the objective of this study is to determine the level of financial management among the millennial generation and to compare the financial management practices of men and women. The study uses a quantitative research design. The study applies the purposeful sampling technique to data collection. The millennial generation in Kampung Baru, Kuala Lumpur, is the study sample. A total of 316 people from the millennial generation responded to the study. The study used descriptive analysis and a t-test to answer the research objectives. Overall, the millennial generation's level of financial management is high. However, a breakdown of elements reveals that only the cash management element reaches a high level. On the other hand, the elements of savings, credit, insurance, investment, and property management are at a moderate level. The results of the t-test show that there is no significant difference between genders in the six aspects of financial management for the millennial generation. This discovery needs attention and action from the authorities, including the millennial generation itself. It is crucial to enhance the financial management skills of the millennial generation to guarantee their financial well-being in life.

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